Do I Need Home Insurance For My Apartment Condo Unit?

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I am in the market to purchase a condo, so this advice comes right on time. You are very knowledgeable in your field. I will be contacting you for home buying assistance.


Great advice about apartment condo insurance. One thing tho, there is this error on your site where this statement is: Did you find this answer helpful?

It’s just showing this code:

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Home insurance is a must-have for any live-in property imo. My valuables are too important for me to risk going unprotected!


Ok I didn’t know that the condo corporation only insures the building and not your personal belonging. This is something that no one really ever explains. Thanks for explaining!

Kevin M

Thanks. I always wondered how insurance works with condo fees. I am still a bit confused though

Bob L

I don’t know that Condo Corp only insures only the original building. I must have to purchase my own insurance and for my personal belongings. Thanks for the advice.


Home insurance for Condo is very essential as you said. I’m going to buy a new condo next month and I think your tips will be very helpful to me! Thanks!


Excellent advice. Something every homeowner (condo owner) should be aware of. I wonder if some of these condo complexes or maybe the Realtor could educate a buyer on proper insurance before the sale? That way the buyer is aware of any additional expense they may encounter. Offer a class! I bet people would attend!

Mahmood Hassan

What is the rate of the condo insurance for the first time buyer. It is same as the house insurance in terms of security and rates. What is the difference between the house insurance and condo insurance in terms of benefits.


For a first time buyer, can I expect insurance to be pretty high when I am purchasing a condo?

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